Welcome To Royal Home Loans

Connecting Your Loan Needs

About Us

We are dedicated to helping you achieve your dream of homeownership by providing you with the best possible financing options and exceptional customer service. Our company was founded to make the home-buying process as stress-free and straightforward as possible. We understand that purchasing a home is one of the most significant financial decisions you’ll make in your lifetime, and we’re here to guide you every step of the way. At our company, we offer a wide range of loan products, including Conventional Loans, FHA Loans, VA Loans, and Jumbo Loans. Our experienced team of loan officers will work closely with you to determine the best loan program for your unique financial situation.

License Numbers

(NMLS 1851466) (DRE #02088467)

DRE 01079262 NMLS 352327


Conventional Loans

One of the biggest advantages of conventional loans is their flexibility. Borrowers can choose between fixed or adjustable rates and can select a loan term that best fits their financial needs. Conventional loans also have lower mortgage insurance requirements compared to other loan types, which can help reduce monthly mortgage payments.

FHA Loans

FHA loans also have more lenient credit score requirements compared to Conventional loans, making them a great option for borrowers with less-than-perfect credit. Additionally, FHA loans have competitive interest rates, which can help lower monthly mortgage payments and make homeownership more accessible.

VA Loans

VA loans also have more flexible underwriting standards compared to conventional loans, making them an excellent option for borrowers who may have less-than-perfect credit or limited savings. Additionally, VA loans do not require mortgage insurance premiums (MIP), which can also help lower monthly mortgage payments.

Down Payment Assistant Programs

Saving up for a down payment on a home can be a daunting task, especially if you’re a first-time homebuyer. But there are programs available that can help make homeownership more accessible by providing down payment assistance. Down payment assistance programs come in a variety of forms, including grants, forgivable loans, and low-interest loans.

Reverse Mortgage Loan

We recognize that every homeowner has different financial goals and circumstances. We take the time to understand your specific needs and tailor our services to provide you with the most suitable reverse mortgage loan options. With years of experience in the industry, our team of professionals understands the unique financial needs of seniors.

Services Menu

Service Price Duration Category
Conventional Loans 0.00 2:0 Conventional Loans
FHA Loans 0.00 2:0 FHA Loans
VA Loans 0.00 2:0 VA Loans
Down Payment Assistant Programs 0.00 1:0 Down Payment Assistant Programs
Reverse Mortgage Loan 20.00 1:0 Reverse Mortgage Loan

Check Your Eligibility Now

Are you uncertain about your eligibility to apply for a loan or other financial product? Our finance website offers a solution that can help you determine your eligibility status quickly and easily.

Once we receive your information, our system will promptly analyze your data to provide you with a list of financial products that you may qualify for. You will also receive detailed information about each product’s terms and conditions, which can assist you in making an informed decision about the best solution for your needs.

Click below and see what down payment assistance program is available in your area

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